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Mark Fell

| Call 2004

Profile: Consumer Credit

Experience and Expertise

Mark is recommended in the Legal 500 and Chambers and Partners for his consumer credit work. He does work for consumer credit firms, investors in the consumer credit sector and the FCA.

Mark’s expertise extends in particular to the operation of the various partially overlapping regulatory regimes governing consumer credit products and services. He regularly advises on issues in connection with the Consumer Credit Act 1974 and the rules of CONC in the FCA’s Handbook. He has expertise in fairness regimes, such as the unfair relationships provisions in the Consumer Credit Act 1974, the Consumer Rights Act 2015, the Consumer Protection from Unfair Trading Regulations 2008 and the fair treatment of customers initiative.

He regularly advises on the drafting of documentation relating to consumer credit products and has particular expertise and experience in drafting consumer documentation in plain intelligible language. Mark is also often engaged to advise on due diligence exercises in relation to acquisitions involving consumer credit portfolios.


Cases and Work of Note



Mark is an editor of Wurtzburg & Mills on Building Society Law, which he co-edits jointly with colleagues, Malcolm Waters QCElizabeth Ovey and Henry Day.

He is also the author, along with Malcolm and Elizabeth, of Retail Mortgages: Law, Regulation and Procedure, published by Sweet & Maxwell.

Mark Fell
“Produces outstandingly user-friendly advice and has a deep knowledge of consumer credit matters’”

The Legal 500